Michael Bivens

I believe that purchasing a home is one of the largest investments most people will ever make, and so the guidance that one receives when making high-impact decisions like these is of the utmost importance. My intention is to guide each of my clients through some financial milestones that will put them on the path of financial success. You can think of me as more of a financial advisor helping to structure your mortgage correctly and efficiently.

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I have been a Mortgage Planner for the past 23 yrs and hold a Realtor license as well as an NMLS Mortgage License. Prior to the real estate and mortgage business I was a Certified Home Inspector. In 2007 I obtained a Financial Advisers License to better help borrowers manage and structure their home mortgage.

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Specialties: Mortgage Adviser, helping borrowers with purchase and refinance transactions. Specialties include All retail home loan products such as FHA, VA, Conventional loans, Adjustable rate mortgages, and first time buyer grant programs.